David G.W. Birch is a Director of Consult Hyperion, the IT management consultancy that specialises in electronic transactions. Here he provides specialist consultancy support to clients around the world, including all of the leading payment brands, major telecommunications providers, government’s bodies and international organisations including the OECD. Before helping to found Consult Hyperion in 1986, he spent several years working as a consultant in Europe, the Far East and North America. He graduated from the University of Southampton with a B.Sc (Hons.) in Physics. Described at the Oxford Internet Institute as “one of Britain’s most acute observers of the internet and social networks”, in The Telegraph as “one of the world’s leading experts on digital money”, in The Independent as a grade-A geek, by the Centre for the Study of Financial Innovation as “one of the most user-friendly UK’s uber-techies”. He has lectured to MBA level on impact new information communications technologies, contributed publications ranging from parliamentary it review prospect world. He wrote a Guardian column for many years. He is a media commentator on electronic business issues and has appeared on BBC television and radio, Sky and other channels around the world. Retail Systems magazine said that his recent book ‘Identity is the New Money’ is bold, forward-thinking [and] grapples with weighty issues in a concise and accessible way.
Mr. Tapio Vailahti has extensive experience on secure payments, authentication and identification. He has been actively involved in bringing a number of leading edge secure solutions into banking, telecom and government markets, including electronic purse, EMV, electronic ID, biometric passports, mobile authentication & digital signatures and currently secure mobile proximity and remote payments. Tapio started his career at Setec, the leading Nordic smart card vendor acting there in various management roles, including Head of Product Marketing and Senior Vice President of Telecom & Media Business Unit. Upon Gemalto acquiring Setec, Tapio became Vice President of Product and Solution Management for Identity in Gemalto before joining Valimo Wireless as Executive Vice President and CEO. Today Tapio works at Giesecke & Devrient as the Regional Head of Global Solutions Sales for Financial Institutions.
Alexander Rensink is business segment manager in the Business Unit Security & Connectivity at NXP Semiconductors. At NXP, Alexander drives a business that establishes the further deployment of contactless technology into a multitude of applications, including access management, loyalty, micropayments, device pairing, smart media and gaming. Throughout his career he has gained considerable ecosystem experience in working with infrastructure suppliers, application developers and service providers to deliver end-to-end solutions for vertical markets. Prior to joining NXP’s Security & Connectivity business unit in 2007, Alexander worked at Philips Digital Networks and later Philips Semiconductors in marketing, business development, and strategy roles. Alexander has served on the NFC Forum Board of Directors since March 2012 and was elected Vice Chairman in 2December 013. Alexander studied Electrical Engineering and holds a Ph.D. degree.
Jeremy leads the Council’s efforts in increasing adoption and awareness of the PCI Standards internationally. In this role, Jeremy works closely with the Council’s General Manager and representatives of its policy-setting executive committee from American Express, Discover, JCB International, MasterCard, and Visa, Inc. His chief responsibilities include gathering feedback from the merchant and vendor community, coordinating research and analysis of PCI SSC managed standards through all international markets, and driving education efforts and Council membership recruitment through active involvement in local and regional events, industry conferences, and meetings with key stakeholders. He also serves as a resource for Approved Scanning Vendors (ASVs), Qualified Security Assessors (QSAs), Internal Security Assessors (ISAs), PCI Forensic Investigators (PFIs), and related staff in supporting regional training, certification, and testing programs.
Michel Drupsteen is the Head of Mobile Payments at ING Group. He works for ING since 2002. He started his working career in 1995 at the Dutch network operator PTT Telecom and in 1997 he started working for Chipper, the Joint Venture between PTT Telecom and Dutch Postbank. After Chipper he worked as a business development manager at the smart card division of ACI Worldwide. Michel has more than 15 years of experience in the payment and financial services domain with a focus on strategic, business development and/or inter-banking projects and initiatives, either in a consultancy or in a lead role. Currently Michel is representing ING in the Mobiel Betalen Nederland initiative, the project of the three Dutch banks that realizes the first steps of a mobile ecosystem in the Netherlands, starting in the summer of 2013 in the City centre of Leiden. Michel obtained his master degree Business Informatics at the Amsterdam University in 1994 and his MBA at the Rotterdam School of Management in 2002.
Jos van de Kerkhof is creative and onward-thinking Product Manager and Scrum Product Owner at ABN AMRO Bank where he is writing the strategy and leading the development of mobile payment products for the consumer market. He is currently focusing on the launch of ABN AMRO’s latest mobile wallet. Jos carries with him over many years of Industry experience having worked with Royal Bank of Scotland and Vodafone. He has passion for international financial and retail sectors. He has strong analytical skills underpinned by first class Master’s Degree in International Business and Bachelor's Degree in Finance
Gareth has worked in FS for 15 years the last 5 being in the Barclaycard Digital Payment Innovations team responsible for Strategy, Commercial business case’s and Digital Product Design. In this time Barclaycard have launched and tested a number of innovative payment products across mobile and wearable categories, recently they have completed the rollout of its Contactless HCE based mobile payment service across the UK (which can also be used for [travel] ticket too at Transport for London). Barclaycard sees it as an important element of their future strategy.
Jan Nezbeda is Senior Project Manager - Product Innovations CSOB and business owner of the Mobile Wallet (aka NaNakupy) solution for CSOB’s He has 15 years of experience, working in different positions in product development and innovations. After 10 years in O2 (telco company) joined CSOB (the second biggest bank in Czech Republic) in May 2012 as Innovation Manager. He is in charge of Mobile Payments Strategy, NFC payments pilot with T-Mobile and CSOB Mobile Wallet proposition design and delivery.
Joris Elzinga leads Banco Sabadell’s Commercial Development and Strategy in Emerging Payments. Banco Sabadell is the fourth largest banking group in Spain and recognized for its innovative services to mobile and online banking channels. Sabadell Bank was the first bank worldwide to announce their HCE solution together with MasterCard on the Mobile World Congress in Barcelona 2014. Time to market and optimizing resources are key success factors for Sabadell Bank. Joris obtained a Master in Economics at the University of Groningen and started his career in ABN AMRO in Cash Management and Trade Finance where he leaded the ABN AMRO´s participation in Identrust, one of the premier providers of digital identity authentication services. True to his pioneering spirit, he moved from Amsterdam to Madrid, and founded Amase, focusing on integrating renewable energy solutions in building designs. Here he also joined Webpac as Sales and Marketing Director and propelled Webpacking.com as the leading online packaging portal for the FMCG industry. He was contracted by GE Capital to lead the credit card business in a joint venture with CAM in Alicante. With CAM, he was responsible for the EMV integration and optimizing the performance of CAM´s credit card portfolio. Joris joined Banco Sabadell at 2012 where he is now leading development and commercial implementation of Sabadell Wallet and virtual card solutions for wholesale clients. Joris lives with his family in Sant Cugat del Vallès,Barcelona, and when not working he enjoys cycling, painting and mountain hiking.
John has been managing payment products and projects for the last 15 years. Since 2011, within BNP Paribas Fortis, he coordinates the roadmap of projects that stimulate the development of electronic payments. In that role, he has had the opportunity to make multiple attempts at solving the challenges of mobile payments.
Māris has 10 years of experience in payments and cards business. Currently Māris is Business Development Manager for CEE/ CIS region at MeaWallet and beside that also responsible for running the MeaWallet Latvia office. In previous Māris has gained worked for Tieto in the payment cards area fo business development in Europe. Māris holds a MsC degree in International Management at Flensburg University, Germany.
Anna Kovaleva Head of Foreign Communications @ Yandex.MoneyAnna is in charge of Yandex.Money’s public communications strategy. Having graduated from Moscow State Institute of International Relations with a Political Science degree, she also graduated from London School of Economics with a MSc degree in Media and Communications. She joined Yandex.Money team in 2014 as a business development manager, dealing with international expansion into foreign markets and has now progressed to Head of Foreign Communications. Anna frequently delivers talks at e-commerce events both in Russia and worldwide, shaping global awareness of current trends in e-commerce and payments. She is particularly knowledgeable about Russian fintech and e-com sectors.