Florent Istace is the Head of Payments Product Management at Belfius Bank. This year Belfius Bank become the first bank in Belgium to offer host card emulation (HCE) based mobile payments using the bank’s mobile app Bancontact debit card. Florent will share about the recent HCE rollout, challenges, customer feedback and other developments.
Greg Teunissen is the Project Manager Mobile Payments. He is responsible for managing a Dev-Ops team and the development and continuity of the Mobile Payments initiatives within Rabobank. he has Implemented eSE & UICC solution and currently working on HCE cloud based payments. He is Certified Ipma C, Prince2 practitioner project manager and Professional Scrum Master. Greg will present about Rabobank's upcoming HCE mobile wallet.
Michel Drupsteen is the Head of Mobile Payments at ING Group. He works for ING since 2002. He started his working career in 1995 at the Dutch network operator PTT Telecom and in 1997 he started working for Chipper, the Joint Venture between PTT Telecom and Dutch Postbank. After Chipper he worked as a business development manager at the smart card division of ACI Worldwide. Michel has more than 15 years of experience in the payment and financial services domain with a focus on strategic, business development and/or inter-banking projects and initiatives, either in a consultancy or in a lead role. Currently Michel is representing ING in the Mobiel Betalen Nederland initiative, the project of the three Dutch banks that realizes the first steps of a mobile ecosystem in the Netherlands, starting in the summer of 2013 in the City centre of Leiden. Michel obtained his master degree Business Informatics at the Amsterdam University in 1994 and his MBA at the Rotterdam School of Management in 2002.
Yvonne has been working for ABN AMRO for the past 7 years and has a background in Sales. She has worked in several Account Manager roles where she created insights in the commercial value of banking products. Previous to her current role, Yvonne was working as Product Manager with the focus on new business developments, e.g. Transit Payments. In her current role as a Product Owner, Yvonne is writing the strategy and leading the development for Tokenized Payments and Value Added Services. Last June she announced that ABN AMRO, being the first bank globally, had started a pilot to enable clients to make payments from their current accounts using a wearable.
Director, Mobile Product Platform. Kashmera is responsible for the Token Service Provider (TSP), the platform for secure digital debit payments in Canada. She helped drive the delivery of INTERAC Debit on Apple Pay, Android Pay, and bank wallets, currently utilized by all of Canada’s major banks. With over 15 years of experience delivering products to market, her focus now is on growing the tokenization platform for the future of payments including In-App, IoT and VR payments.
Jeremy leads the Council’s efforts in increasing adoption and awareness of the PCI Standards internationally. In this role, Jeremy works closely with the Council’s General Manager and representatives of its policy-setting executive committee from American Express, Discover, JCB International, MasterCard, and Visa, Inc. His chief responsibilities include gathering feedback from the merchant and vendor community, coordinating research and analysis of PCI SSC managed standards through all international markets, and driving education efforts and Council membership recruitment through active involvement in local and regional events, industry conferences, and meetings with key stakeholders. He also serves as a resource for Approved Scanning Vendors (ASVs), Qualified Security Assessors (QSAs), Internal Security Assessors (ISAs), PCI Forensic Investigators (PFIs), and related staff in supporting regional training, certification, and testing programs.
Véronika Colucci is part of the Digital Payments and Labs team. She is in charge of the Product Development of MasterCard Digital range of products in the Western division. She works on the business development and the deployment of MasterPass – Global interoperable platform, enabling digital transactions -, Contactless, Mobile wallets including HCE projects and Digital Giants wallets propositions, MasterCard Tokenisation and Person-to Person products. She assists the sales teams while playing a key role in supporting the development of effective go-to-market strategies. Véronika has joined MasterCard in 2011. Before joining MasterCard in 2011, she held a number of key roles in Product Management in the telecom industry. During more than 10 years, she was responsible for end-to-end product implementation mainly on prepaid, SIM and mobile payments. Véronika led the development of the mobile payment strategy for Orange Belgium.
Timothée has 10 years experience in retail banking & payments industry serving banks in Europe. Before joining Antelop, Timothée worked for Commerzbank & Société Générale in retail banking activities. He then spent 6 years in strategy consulting at A.T. Kearney as Strategy Manager working for french & european banks in strategic planning on payments projects (mobile payment, wallets, issuing & acquiring processing, interbank & ACH, certification, schemes relationships, payment innovation.
Mr. Van Nieuwenhuyze currently serves as Senior R&D Engineer at STMicroelectronics. Within this role he has software architecture responsibilities for the NFC ecosystem and secure elements. He joined STMicroelectronics in 2003 and since 1999 Mr. Van Nieuwenhuyze has been active in several smart card projects for banking, transport and near field communication. Mr. Van Nieuwenhuyze joined the GlobalPlatform Board of Directors in 2017.
Samee Zafar is a Director in EDC’s London office. He has advised some of the largest financial services organisations in Europe and North America on competitive strategy, operations and technology. His expertise covers retail banking, card issuing and acquiring, electronic payments including Internet and mobile payments. Samee has deep experience in helping clients set-up Internet and telephone based direct banking and brokerage operations including the selection and management of technology providers and outsourcing partners. He has written several articles in leading publications, has spoken at conferences, and has recently co-authored a book on payment cards: “Developing and managing a successful payment cards business,” published by Gower. Previously Samee has worked with PricewaterhouseCoopers and Visa International in London and New York. Samee holds a B.Sc in Physics and Mathematics from University of the Punjab in Pakistan, is a chartered accountant, and was a Commonwealth Scholar at the Cass Business School of the City University in London where he received his MBA in Finance.
Lorenzo Gaston is the Technical Director of Smart Payment Association (SPA). The primary purpose of the SPA Technical Director is to assist in the coordination and alignment of technical activities for the organization, to contribute technical expertise, innovation capability and field experience in the area of payment technology in standardization bodies. Lorenzo has an extensive experience and track record in international standard organizations and regulatory bodies, as a renowned contributor as well as a recognized advisor, in particular in the domains related to smart devices, payment and security. Lorenzo is the Spokesperson of the Vendor Sector in the ECSG, Chair of the Task Force to specify the SEPA functional and security requirements for emergent & remote payments (Internet + Mobile), Convenor of the Expert Team on Card Innovative Payments. He is a contributor to the Second European Directive on Electronic Money. He is also : Member of ISO TC68 SC7 WG10 Mobile Financial Services representing le Comité Français d’Organisation et de Normalisation Bancaires Member of the Commission Nationale CN2 Sécurité des Services Financiers (CFONB). Editor of ISO 12812 part 2 Security of Mobile Financial Services and ISO 12812 part 4 Mobile Person-to-Person Payments. He was a former Chair of e-Europe Smart Card Charter TB7 Multi-applicative Cards and systems and a founding member and former Chair of CEN TC224 WG15 European Citizen Card and a former expert of ISO JTC1 SC17 WG4 (contact cards) and WG8 (contactless cards) representing AFNOR. Lorenzo hold patents on electronic money and biometrics and has written numerous published papers for the Smart Payment Association. Lorenzo, a Spanish national, having lived in France for 20 years is a Sup Telecom Engineer from the Universidad Politécnica de Cataluna.